Budget, Pay and Save
with UniKoba.

Welcome to the future of personal finance — manage your money while you study in one beautiful simple app that's trusted by thousands of university students in Tanzania.

Join UniKoba Waitlist

Benefits of UniKoba Meal Billing Feature


  1. Convenient Cashless Payments:
    • Students can easily pay for their meals without the need for cash, streamlining the payment process and reducing the hassle of carrying money.

  2. Budget Management:
    • With a prepaid meal plan, students can effectively manage their daily and monthly food expenses, ensuring they stay within their budget.

  3. Time Efficiency:
    • The quick and seamless payment process reduces waiting times at the cafeteria, allowing students to enjoy their meals without unnecessary delays.

  4. Easy Tracking:
    • Students can monitor their meal spending and remaining balance directly through the app, helping them keep track of their finances effortlessly.

  5. Kindly fill the waitlist form to be notified when UniKoba App launches.



Fill the Form to Join the Waiting List

1000 TZS

UniKoba Team

Chief Executive Officer

Isaiah Nyalali
@LinkedIn/IsaiahNyalali

Isaiah P. Nyalali

" UniKoba is more than just an app; it's a lifeline for students to manage their finances efficiently, giving them the peace of mind to focus on their education. "

Isaiah P. Nyalali - Co-founder & CEO, UniKoba.

Chief Marketing Officer

Neema Mpangile
@LinkedIn/NeemaMpangile

Neema M. Mpangile

" With UniKoba, we're empowering students to take control of their financial future, right from their smartphones. "

Neema M. Mpangile - Co-founder & CMO, UniKoba.

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University of Dar es Salaam

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Ardhi University

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Water Institute

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Other Universities

Getting Started With UniKoba.

With UniKoba, students can handle their finances right from their phones, making university life simpler and more convenient.

Meal Billing.

Imagine being able to deposit your money on an app and set up meal billing, allowing you to pay for meals at any cafeteria that accepts UniKoba. Say goodbye to cash hassles and enjoy the convenience of a prepaid meal system that ensures you’re always covered for your next meal, with just a quick scan of your UniKoba account.

Affordable Savings.

The application offers an affordable savings platform specifically designed for students. You can effortlessly save small amounts, plan for future expenses, and manage your finances with ease, all within the UniKoba app. It’s a simple and effective way to ensure you’re financially prepared for whatever comes next.

Cashless Transaction.

Experience the ease of cashless transactions with UniKoba, where you can manage your daily expenses—from meal payments to transport payments —directly from your mobile device. By reducing your reliance on cash, UniKoba not only makes payments more convenient but also enhances the security and efficiency of your financial activities on campus.

Advanced Security.

We prioritizes your financial security with advanced protection features. Each transaction is safeguarded by robust encryption, and our unique ID and QR code system ensures that your funds and personal information remain secure. Trust UniKoba to keep your financial data safe while you focus on your studies.

How the App Works.

Sign Up

Easily create your UniKoba account by providing basic details. Get started within minutes, ready to manage your finances effortlessly on campus.

Deposit Funds

Securely deposit money into your UniKoba Wallet. You can either use M-pesa, Tigo Pesa, Airtel Money, HaloPesa, EZYPESA and T-Pesa to make your deposit.

Make Payments

Pay for your meals, transport, and more with a simple tap, directly from your UniKoba Wallet, ensuring smooth, cashless transactions.

Track Budget

Stay on top of your finances with UniKoba's budget tracking feature, helping you monitor expenses, manage savings, and avoid overspending.

The Amazing Features of UniKoba.

UniKoba acts as a digital wallet for storing funds, paying bills, paying for meals and bus rides, and even personal expenses management with features like budget tracking.

Government Payments

UniKoba now supports GePG payments, making it easier for students to handle government-related payments directly from the app. Effortlessly pay for services like tuition and other government fees, in one app.

Cafeteria Meal Payments

Enjoy hassle-free dining at your university cafeteria with UniKoba’s prepaid meal payment system. Easily manage your meal expenses using the app, ensuring you’re always covered for your next meal with just a quick scan.

Digital Savings

UniKoba empowers students to save effortlessly with the digital savings feature. Securely set aside funds for future needs or emergencies directly within the app, helping you build financial stability.

Budget Tracking

Stay financially organized with UniKoba’s budget tracking feature. Monitor your spending, set savings goals, and keep track of where your money goes, ensuring you stay within your budget and avoid overspending.

Bus Fare Payments

With UniKoba, paying for bus fares is seamless and cashless. Simply load your UniKoba bus account and use it to pay for your daily transport needs, making your university commute more convenient and secure.

Mobile Wallet

The UniKoba Wallet is your all-in-one solution for managing finances on campus. Deposit funds, create cafeteria and bus accounts, make payments and track your savings—all from your mobile device.

What Our Users Have To Say.

Author image Deogracias Student, UDSM

"With UniKoba, I can manage all my financial needs in one place. The government payment option and mobile wallet are especially useful. It’s made my life at university much easier!"

Author image Kilaman Student, ARDHI

"Using UniKoba for my bus fare payments and meals has been a game-changer. It's quick, easy, and I don’t have to worry about carrying cash around anymore. Highly recommended!"

Author image Levina Student, Water Institute

UniKoba has completely transformed how I manage my money on campus. The meal payments are so convenient, and I love the budget tracking feature—it keeps me on top of my expenses!"

Author image Shalom Student, UDSM

"UniKoba makes saving money so simple. I’ve been able to set aside funds for future needs without any hassle, and the app’s overall convenience is unmatched. It's an essential tool for every student."

Our Simple Packages for Students.

UniKoba packages include: A free package with basic features and a premium package at TZS2000 per month, unlocking advanced features.

Premium Package; Annual Discount Price — TZS24,000. Now TZS20,000.

Free Package

TZS0

Forever

  • Mobile Wallet
  • Government Payments
  • Digital Savings
  • Offline Mode
  • Zero Transaction Fees
Get Started

Thousands of Students Are Now Using UniKoba. Join Our Community!

UniKoba is the go-to financial app for students, offering seamless meal payments, budget tracking, and cashless transactions. Download the App and simplify your university life today!